Free Download: 2024 Tax Planning Guide for Retirement
- Contribute to Tax-Advantaged 401(k)s, IRAs, HSAs
- Make Back Door Roth Conversions
- Setup a Donor Advised Fund
- Harvest Tax Losses
- Maximize Healthcare Premium Tax Credit
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How We're Different
Here are some of the ways that Sonmore Financial is different from other fee-based advisors.
Sonmore Financial
- Compensation: Paid directly by clients for their services and can’t receive other sources of compensation, such as payments from fund providers.
Other Fee-Based Advisors
- Compensation: Paid by clients, but also via other sources, such as commissions from financial products that clients purchase.
- Decision-making: Act as a fiduciary, meaning we are obligated to put our clients’ interests first.
- Decision-making: Brokers and dealers (or registered representatives) are simply required to sell products that are "suitable" for their clients.
- Planning Philosophy: Primarily engaged as a holistic financial planner. We review taxes, investments, estate, insurance, social security, Medicare, and more with our clients.
- Planning Philosophy: Other advisors may only help you with the investments without ever looking at your tax return.
- Certifications: All of our planners are Certified Financial Planners ™ and NAPFA members and adhere to a higher set of standards, including twice as much continuing education as is required by the CFP Board, which is considered by many to be the gold standard credential among financial advisors.
- Certifications: Other advisors may have no professional certifications and their bar for professional standards is the minimal bar set by FINRA, SEC, or their state securities division.
How We're Different
Here are some of the ways that Sonmore Financial is different from other fee-based advisors.
Sonmore Financial
- Compensation: Paid directly by clients for their services and can’t receive other sources of compensation, such as payments from fund providers.
- Decision-making: Act as a fiduciary, meaning we are obligated to put our clients’ interests first.
- Planning Philosophy: Primarily engaged as a holistic financial planner. We review taxes, investments, estate, insurance, social security, Medicare, and more with our clients.
- Certifications: All of our planners are Certified Financial Planners ™ and NAPFA members and adhere to a higher set of standards, including twice as much continuing education as is required by the CFP Board, which is considered by many to be the gold standard credential among financial advisors.
Other Fee-Based Advisors
- Compensation: Paid by clients, but also via other sources, such as commissions from financial products that clients purchase.
- Decision-making: Brokers and dealers (or registered representatives) are simply required to sell products that are "suitable" for their clients.
- Planning Philosophy: Other advisors may only help you with the investments without ever looking at your tax return.
- Certifications: Other advisors may have no professional certifications and their bar for professional standards is the minimal bar set by FINRA, SEC, or their state securities division.
How Do I Know I'm a good fit?
Aged 50+
I am 50+ and retired or planning to retire within the next 7-10 years.
$500k+
I have at least $500k+ in investable assets (excluding real estate).
Full Service
I want a cohesive financial plan from a full-service wealth management firm.
Work Optional
Financial independence is important to me. I'm ready to work less & enjoy life.
Maximized
I want to maximize my financial assets for my family's future.
LET'S GET STARTED
Step 1: Schedule Your
20-Minute Phone Call
Step 1: Schedule Your 20-Minute Phone Call
LET'S STAY CONNECTED
Not Ready to Schedule a Call?
Contact us and let us know what's on your mind and how we can help! We welcome the opportunity to learn more about you and your family and share how Sonmore Financial can add value to your financial confidence.
You can also always call or reach out to us via email.
You can also always call or reach out to us via email.