Dave Ramsey SmartVestor Pro
We have followed the Dave Ramsey mantra of “heart of a teacher” since the very beginning. Here’s how you can get started with Sonmore Financial, a SmartVestor Investing Professional who:
- Has gone through a careful vetting process
- Puts clients first
- Is committed to educating and empowering clients
- Has agreed to a Code of Conduct
Here is a quick guide on the Top Questions to Ask When Hiring a Financial Advisor:
Armed with this info, you can feel more confident in choosing a financial planner you can trust and knowing what factors to consider.
Get Started
with Sonmore
How Do I Know I'm a good fit?
Aged 50+
I am 50+ and retired or planning to retire within the next 7-10 years.
$500k+
I have at least $500k+ in investable assets (excluding real estate).
Full Service
I want a cohesive financial plan from a full-service wealth management firm.
Work Optional
Financial independence is important to me. I'm ready to work less & enjoy life.
Maximized
I want to maximize my financial assets for my family's future.
DAVE RAMSEY PRINCIPLES
Retire Inspired
Finance is one of those things where if you know a little you know a lot more than the average person. We pride ourselves in helping our clients understand their plan in plain English. We have followed and upheld Dave Ramsey priniples since 2009 and are proud to be a SmartVestor Pro in Arizona.
A TEAM YOU CAN TRUST
How We're Different
Here are some of the ways that Sonmore Financial is different from other fee-based advisors.
Sonmore Financial
- Compensation: Paid directly by clients for their services and can’t receive other sources of compensation, such as payments from fund providers.
Other Fee-Based Advisors
- Compensation: Paid by clients, but also via other sources, such as commissions from financial products that clients purchase.
- Decision-making: Act as a fiduciary, meaning we are obligated to put our clients’ interests first.
- Decision-making: Brokers and dealers (or registered representatives) are simply required to sell products that are "suitable" for their clients.
- Planning Philosophy: Primarily engaged as a holistic financial planner. We review taxes, investments, estate, insurance, social security, Medicare, and more with our clients.
- Planning Philosophy: Other advisors may only help you with the investments without ever looking at your tax return.
- Certifications: All of our planners are Certified Financial Planners ™ and NAPFA members and adhere to a higher set of standards, including twice as much continuing education as is required by the CFP Board, which is considered by many to be the gold standard credential among financial advisors.
- Certifications: Other advisors may have no professional certifications and their bar for professional standards is the minimal bar set by FINRA, SEC, or their state securities division.
How We Work With Our CLients
Purposeful Listening
As fiduciary financial advisors, we can’t do anything until we understand as much as possible about you: your priorities, your goals, your resources, your feelings about money and investing, and even your hopes and dreams. That’s why everything at Sonmore Financial starts with us listening to you. We’ll ask questions, and then we’ll listen intently as you tell us what we need to know in order to provide premier financial and wealth management service, tailored to your specific needs.
Schedule Your Call →
Schedule Your Call →
Clear Communication
The best information in the world isn’t helpful if it isn’t presented in a way that you understand. At Sonmore Financial, we believe you are entitled to clear communication in non-technical terms that you understand. We will never implement any course of action on your behalf until you have all the information you need, provided in terms that make sense to you.
Consistent Follow-Up
Your financial plan is not a “set-it-and-forget-it” matter. After all, markets change, economic trends change, tax and estate laws change, and most important of all, your life changes. What was vital yesterday may be less important tomorrow. That’s why, at Sonmore Financial, our process includes regularly scheduled follow-ups, allowing us to ensure that our efforts for you are still aligned with what is most important in your life.
How We're Different
Here are some of the ways that Sonmore Financial is different from other fee-based advisors.
Sonmore Financial
- Compensation: Paid directly by clients for their services and can’t receive other sources of compensation, such as payments from fund providers.
- Decision-making: Act as a fiduciary, meaning we are obligated to put our clients’ interests first.
- Planning Philosophy: Primarily engaged as a holistic financial planner. We review taxes, investments, estate, insurance, social security, Medicare, and more with our clients.
- Certifications: All of our planners are Certified Financial Planners ™ and NAPFA members and adhere to a higher set of standards, including twice as much continuing education as is required by the CFP Board, which is considered by many to be the gold standard credential among financial advisors.
Other Fee-Based Advisors
- Compensation: Paid by clients, but also via other sources, such as commissions from financial products that clients purchase.
- Decision-making: Brokers and dealers (or registered representatives) are simply required to sell products that are "suitable" for their clients.
- Planning Philosophy: Other advisors may only help you with the investments without ever looking at your tax return.
- Certifications: Other advisors may have no professional certifications and their bar for professional standards is the minimal bar set by FINRA, SEC, or their state securities division.
LET'S GET STARTED
Step 1: Schedule Your
20-Minute Phone Call
Step 1: Schedule Your 20-Minute Phone Call
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LET'S STAY CONNECTED
Not Ready to Schedule a Call?
Contact us and let us know what's on your mind and how we can help! We welcome the opportunity to learn more about you and your family and share how Sonmore Financial can add value to your financial confidence.
You can also always call or reach out to us via email.
You can also always call or reach out to us via email.
