Services – Retirement Planning
Retirement Planning
Delivering your Ideal Retirement
Giving You the Tools You Need for a Fulfilling Retirement
Your retirement is a long-awaited opportunity to spend your time on what is most important to you, whether that includes travel, volunteering for a valued cause, enjoying more time with family, or even launching a “second-act career.” The key to making your retirement all you want it to be is having a sound financial plan that makes optimal use of the resources you’ve allocated. Sonmore Financial has the innovative tools, research, and know-how to help you design the retirement lifestyle that’s right for you.
Our Retirement Services give you more of the Most Important Asset of all: TIME
Distribution Planning
Sonmore Financial can help you assess your various “buckets” for providing retirement income, helping you maximize distributions while minimizing tax consequences.
Social Security and Pension Strategy
For most Americans, Social Security and pensions are two important pillars of the retirement structure. Sonmore Financial can help you make sure you’re making smart decisions about when and how you receive Social Security and pension benefits, including coordination with your other sources of retirement income.
Medicare Planning
Let’s face it: healthcare costs are one of the chief concerns of most retirees today. Let Sonmore Financial work with you to sort through the many options available, helping you choose the most cost-efficient way to fund your healthcare needs.
How we work with
Arizona Retirees
20-Minute Call – Are We a Fit?
A 20-minute call will let us learn about your financial situation and determine whether our expertise is a fit for your needs. If we’re not the right financial partner for you, we will happily point you to the right person.
1-Hour Discovery – Gather Information and Build The Foundation
The next step is a one-hour meeting (in the office or via Zoom). Ahead of the call we’ll send “homework” that allows us to develop a high-level view of your entire financial situation. We will get crystal clear on your financial goals, needs, and concerns and use the information we gather to build your SMART Analysis.
1-Hour Review SMART Analysis
Our third meeting is an in-person session in our office to present your SMART Analysis and discuss our findings and recommendations. You’ll walk away with a detailed overview of your current situation and clarity about your options and next steps.
Simplify Your Financial Picture
At Sonmore Financial, the premium we place on communication runs both ways: you should expect us to provide it to you, and we make it easy for you to provide it to us. That includes a world-class online client portal, where you can:
You also want to stay well-informed, and Sonmore Financial provides a wealth of informative articles on current topics of interest. You can read our blog articles anytime, and you can also subscribe to our free monthly online newsletter.
All this means that you can depend on Sonmore Financial: for ongoing dialogue; for innovative, personalized counsel; for ongoing financial education; and most of all, for prompt answers—usually within 24 hours—to your pressing financial planning, wealth and investment management, and other questions.
